- Obtain an accurate picture of your finances by organizing all tax records, wills, trusts, insurance policies, mortgage documents, and other important records to determine the full scope of assets and liabilities.
- Establish short- and long-term goals, such as reducing debt, increasing contributions to a retirement fund, increasing investments or savings, reevaluating insurance coverage, or planning for your children's or grandchildren's college educations.
- Prepare a strategy to help pursue these goals by setting priorities, allocating assets, and making the trade-offs necessary to make the goal a reality. Write everything down and establish a realistic timetable.
- Implement the strategy, and stick with it. Don't allow yourself to become unfocused. Stay on top of your financial affairs.
Your financial goals lie in your hands. It is your responsibility to ensure you work toward them. If you need help with any or all of these steps, please call.